One of the biggest employee-owned supermarket chains in the US is Publix. It is a network of grocery stores that allows consumers to cash checks by taking employer and personal checks. Customers may cash their checks with no difficulty and then go shopping at the store. It is a great choice because of the quick procedures, availability of cashing handwritten checks, and low costs.
Publix charges cashing fee for every check you cash. So, it is important to know them before cashing your check at Publix. Read on to learn all the details in this article regarding the Publix Check cashing fee.
Publix Check Cashing Fee
At Publix, you may cash your checks conveniently and go grocery shopping with ease. They sell money orders and provide payroll and personal check cashing services at several sites around the Southeast. No registration or membership fees are necessary to shop at Publix. However, you need to pay a fee to cash the checks, which is usually quite reasonable. In general, Publix charges a fee of $3 to $6 to cash a check at any of their locations.
With a $75 maximum each month, personal checks must be $75 or less. If the total of all the checks you want to cash doesn’t exceed $75, you can utilize Publix to cash them. However, this may change for employer checks with higher amounts. Most clients have reported being able to cash checks up to $500 when it comes to payroll checks.
Cashing Payroll checks
A maximum of $500 in weekly payroll checks may be cashed with the same fee of not more than $6. As long as the cumulative total does not exceed $500, you can cash multiple paychecks in a single week.
All payroll checks need employer information in addition to the check itself. The check must have a printed phone number for contacting the employer to verify its validity. You will also need proof of identity before you can cash the check. Consequently, the payee’s name must appear on every check.
Things to Know Before Cashing Checks at Publix
It’s highly helpful to be aware of the cash-checking options offered by Publix, whether it’s for convenience or in case of an emergency, even though you are only allowed to use minimal quantities.
- The employee conducting your purchase may contact the company or individual who wrote the cheque, depending on the retailer.
- You should avoid using aliases or nicknames in the checks. The name on your identification must always match, not the other way around.
- Make sure the check is readable and isn’t frayed or twisted.
- Make sure the sender accurately filled out all pertinent information.
- Be sure you are not exceeding the restrictions on personal and payroll check cashing, and be prepared to show the clerk handling your transaction your identity.
- A check could be refused if it appears dubious, such as by appearing false or fraudulent.
- Also, whether on purpose or not, you can have a bounced check in the system, which might cause Certegy to invalidate the subsequent check you attempt to cash.
What Types of Checks does Publix Accept?
Personal and salary checks are often the only types of checks that Publix will cash. The acceptance of tax refunds, utility deposit checks, rebate checks, and other similar checks varies by area. Some establishments may take them.
Payroll checks are welcomed at all Publix locations only if they don’t exceed $500 and are frequently written on business checks. To avoid overcharging customers, Publix limits the number of handwritten checks it will cash to $75 and only allows one per customer per day.
Here are some of the various types of checks that Publix may not accept.
Checks Issued by Someone Else
Refund checks, rebate checks, personal checks issued by someone else, and utility company checks cannot be cashed at Publix. As stimulus payments are seen as tax refunds, Publix does not cash tax return cheques at the majority of its stores.
As unemployment checks frequently exceed the $500 cap and Publix does not frequently pay government checks, the majority of its outlets do not process unemployment checks. However, you can always phone your neighborhood shop and inquire, though, since certain establishments could provide government check cashing services.
Company policy prohibits Publix from accepting cashier’s checks. As tax return checks are issued by the government, and Publix doesn’t normally accept any kind of government checks, they cannot be cashed in the store.
Third-Party Checks and Settlement Checks
While most businesses no longer accept third-party cash checks owing to the danger of fraud and scams, Publix does not accept third-party checks, so you cannot cash them at the store. No matter how much they are worth, Publix won’t pay settlement checks at its locations.
You may cash your checks right away at the majority of Publix locations. However, there are times when you might need to stop by the customer service desk, particularly in low-fund situations. The Certegy-supplied third-party technology is used by the Publix system. As a result, the clerk has little control over whether the check will be approved.
However, the intelligent Certegy system may create a profile of you. This could eventually make subsequent refusal less likely. Yet, the computerized system cannot be deceived.
When Can You Cash Checks at Publix?
Typically, all Publix locations are open Monday through Sunday from 7 am to 10 pm. Consequently, it is best to visit the businesses at certain times if you have a personal check. However, there are restrictions on how frequently you may cash specific types of checks at Publix. You can cash payroll checks only once a week.
Moreover, Publix accepts personal cheques that have been written by the customer once every 24 hours. Due to the fluctuating amount of cash on hand at the moment, a shop could occasionally be unable to cash a check. Call Publix before you leave to find out whether your check qualifies or if there will be enough readily accessible funds at the store to cash it.
Only personal and employer cheques will be accepted for cashing at Publix by customers. When you visit one of their locations, all you need to provide is the printed check and your national ID card, a driver’s license, a passport issued by your state or the military, or a military identity card. The check cashing services are, however, provided for a nominal fee.